| By Greg Fisher
TO: Ilona Carson, reporter, KTRK, Houston, Facility ID 35675
FROM: Greg Fisher, email@example.com
DATE: Mon, Feb 13, 2017 at 10:35 AM
SUBJECT: credit score, telephone
I am in the media, am on a deadline (it is tomorrow) and I am writing about you. See this message and your response at http://creditscoring.com/influence/media/television/35675-ktrk-houston/local-television-standards.html.
It appears that, in the public's airwaves, you said
So how do you boost your score? Well, the first step is to order a copy of your reports; look them over.
Is your name and address correct? How about your phone number? Is that current?
Then, your report cuts to an interviewee. He said
Some people have 50 different phone numbers over the years. That actually dings you.
Then, you said
[Interviewee] says you score may be affected between 10 and 20 points -- just there -- so make sure all contact information is up to date.
What indicates that telephone numbers affect a credit score?
Nothing I know.
You also stated
If any of these are on your report after the time frame allowed, contact the agencies to have them removed.
Now if you have a collections ding on your report --
The interviewee said
Making a payment to the collection to make sure it gets removed --
You then said
Try negotiating with the debt collector: Offer to pay the balance in exchange for them removing the collections off your credit report.
Now in some cases, negative marks may not be accurate.
What is the name of the top person of any organization who has removed such information from a consumer's file in return for payment?
Any person involved in such shenanigans is a despicable, un-American liar.
Also, what is a "credit councilor"?
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