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| By Greg Fisher
Today, the Herald & Review of Decatur reports, "One late or missed payment can cause a credit score to drop 60-70 points and will be reflected on the score for seven years, he [a representative of the Illinois state Comptroller] said."
However, the state of Illinois' website also states: "Avoid closing old accounts quickly. Having an account opened[SIC] will help to lengthen your credit history."