CDIA - Consumer Data Industry Association, consumer reporting agencies trade group

Stuart Pratt is the president and CEO, and Norm Magnuson is the vice president of Public Affairs at Consumer Data Industry Association (CDIA). According to the International Business Times, Magnuson said, "Scores aren't used for employment in any way shape or form."

Susan Keating is the president and CEO of the National Foundation for Credit Counseling (NFCC). Gail Cunningham is the vice president of Membership & Public Relations. Jean Chatzky, financial editor for NBC’s Today, is a member of the NFCC Board of Trustees. In 2014, asked about the fact that employers do not use credit scores, Chatzky said: "In fact you're right -- employers use credit DATA, but they do care about this info. Thanks for pointing this out."

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Friday, March 14, 2014 10:57 AM
To: Gail Cunningham, vice president of Membership & Public Relations, NFCC
Cc: Eva Maria Norlyk Smith, Ph.D.; Thomas R. Evans, president & CEO, Bankrate, Inc.; Jason Alderman, VISA; Joseph W. Saunders, chairman & CEO, Visa, Inc.; Susan Keating, president & CEO, NFCC
Subject: credit score, employers, National Foundation for Credit Counseling (NFCC)

See http://creditscoring.com/influen... .

According to the International Business Times, the vice president of public affairs of the Consumer Data Industry Association said, "Scores aren't used for employment in any way shape or form."

In contrast, your website states, "There are many employers who will look at your credit score before deciding whether or not to offer you the job."

One of your members' websites used to contain an identical sentence, however, on Wednesday, that sentence changed.

Your website also states: "Establishing an excellent credit score will open doors for you in the future. It doesn't just enable you to get approved for car loans or mortgages down the road. It will also make you look better to prospective employers."

Further, it states, "Among other things, a poor credit score can… [d]isqualify them [young adults] for certain jobs."

And, it states, "Your credit report and credit score can affect your ability to purchase a home, rent an apartment, buy or lease a vehicle, find good insurance rates, or even acquire a new job."

I demand that you publish my response to those statements, on its own page and in the same fashion, today:

March 14, 2014

Susan Keating, president & CEO
National Foundation for Credit Counseling

Employers do not use credit scores. I looked into it.

Greg Fisher, citizen

Greg Fisher is a citizen

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Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342