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March 3, 2014 | By Greg Fisher

Canada

The Wikipedia page about TransUnion, the U.S. consumer reporting agency, includes an "External link" to the internet domain creditscoreresource.com. "Information on Credit Score Range for Transunion," resolves to an article titled "What Is The Credit Score Range For TransUnion?"

The item Wikipedia links to states, "TransUnion uses a scale of 300 to 900 for its credit scoring model."

The Canadian government states, "A credit score is a number that expresses your credit information at one point in time. It indicates the risk you represent for lenders, compared with other consumers, on a scale from 300 to 900."

In a .ca (Canada) domain, TransUnion indicates that the TransUnion FICO 8 score has a scale of 300 to 900.

But, in the U.S., the TransUnion "FICO 8 Risk Score" exists on a scale of 341-850, according to a 2010 TransUnion document.

The question in the title of the CreditScoreResource document is never answered. If the scale is 300-900 (in Canada or anywhere), then the range is 600; that statistic is not even included in the text. Who has the wrong idea about the fundamentals of statistics is unclear. The name of the author changed; it is one thing on Wikipedia, and another on the website Wikipedia links to.

.@CreditScoreRes, who changed your author's name (@Wikipedia External links)? http://t.co/qdX1usSm2j Is #CashChat over, already? Meh. #fun

— Greg Fisher (@creditscoring) February 28, 2014

Another Wikipedia entry links to the same domain name. In that instance, the document Wikipedia links to falsely states, "FICO provides a score based on information from all available credit reports, which some lenders really want to know."

Indeed, even Equifax—strangely and with no substantiation—refers to, a "blended credit score."

@Equifax, what is the name your anonymous blogger who refers to a "blended credit score"? http://t.co/OlnnVDZ5vu #citizenship

— Greg Fisher (@creditscoring) February 26, 2014

@CreditScoreRes This is fascinating. Are you a Canadian citizen? http://t.co/airy3y5Ldb #CDN @Wikipedia @Jimmy_Wales

— Greg Fisher (@creditscoring) March 3, 2014