No such thing as credit karma

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Wednesday, May 07, 2014 3:00 PM
To: Kenneth Lin, founder and CEO, Credit Karma (blog@creditkarma.com)
Subject: credit score, No such thing

Somebody there wrote: "@creditscoring We've fixed this error. In the future, please email blog@creditkarma.com, the channel to alert us about these things. Thanks!"

Well, OK—if you say so. But isn't that kind of silly?

Anyway, I have some questions:

a) What is ideal about under 30%, and who gave you that idea?
b) What indicates that closing one's oldest credit card account will generally result in a drop in a credit score?
c) Who said that hard inquiries will affect a credit score negatively?
d) Who is "I"?

--
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
937-681-3224

Watch what happens next.

[Update goes here.]

Update, 5/22/14

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Thursday, May 22, 2014 11:53 AM
To: Kenneth Lin, founder and CEO, Credit Karma (blog@creditkarma.com)
Subject: RE: credit score, No such thing, 2 experts

Name two experts.

See reference to your information on morganstanleyfa.com.

Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
937-681-3224