October 3, 2016 | By Greg Fisher

@DetroitNews publishes Credit Score Myth 7; writer in question blocks the messenger #1602D#Myth7 #TheMessenger https://t.co/xfZiRfiX2c

— Greg Fisher (@creditscoring) February 8, 2016

FROM: Greg Fisher, greg@truthandfalsity.com
TO: Brian J. O'Connor, Detroit News
CC: David A. Shive, Technology Transformation Service, GSA [https://twitter.com/gsa_cio]
DATE: Mon, Oct 3, 2016 at 11:30 AM
SUBJECT: credit score, false information, media error, Detroit News chaos and disarray, ham-hand, Brian J. O'Connor

I am with the media, am on a deadline (it is tomorrow) and I am writing about you and your organization again. Your number is n31322222. #n31322222

You falsely wrote, "Finance Protection Board." #1610D (D for Detroit) detroitnews.com...lemons/91442962/

You are wrong. That is false. Two thirds of those words are inaccurate. You do not know what you are talking about (mathematical proof of that (again, flat-out, factually, logically, simply wrong): creditscoring.com...groundhog.html). #1602D   #Myth7  See No. 2 blog.creditscoring.com/?p=3415.

See blog.creditscoring.com/?p=4346.

This is going to be a lot of fun. It appears that the federal government is as bad as you are at facts, indeed, about itself. A page on the website at usa.gov states, "The first side highlights the Consumer Finance Protection Board's 'Ask the CFPB" program' while, below that, "Source: Consumer Financial Protection Bureau" (emphasis added). #TheScourgeofTheAnonymous publications.usa.gov...6117

But, I will help you (and my government). You will write about credit scores again, and you will blow it again. So, you can hire me to review your sloppy work for accuracy before it is published and you look foolish and citizens are misinformed (again). The price: $1.00. That is one dollar per article up to 2,000 words each.

Acknowledge this message today. That probably will not happen as I have learned that recipients of my email find it (erroneously so) better to pretend that I do not exist (like with your Twitter account I am blocked from following #OhBuhRother). #OstrichEffect

With grand idealism, I conceived creditscoring.com, the Credit Scoring Site as a tool for journalists (legislators and regulators). I miscalculated your egos. 18 years of ham-handed publishing is all I can take.

I would say Thanks for reading, too, but I don't obey abstract, oblique rules of wished-indemnification concocted by stupid lawyers, editors, media executives and publishers telling me what to do. Actually, I have no one telling me what to do.

You lose again, Mr. O'Connor. And, there is one more thing. I looked into it: Employers do not use credit scores. Did you forget? #Myth2   twitter.com/cre...591296

Who is your editor, and what is your correction policy?

No phone calls.

Stop publishing false information. #falsity

--
Greg Fisher
Truth and Falsity
truthandfalsity.com
Page A2
pagea2.com
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
mobile/text 937-681-3224

O'Connor's Rule of Utilization Ratio

FROM: Greg Fisher
TO: O'Connor, Brian J.
DATE: Mon, Oct 3, 2016 at 12:45 PM
SUBJECT: Re: credit score, false information, media error, Detroit News chaos and disarray, ham-hand, Brian J. O'Connor

You, obviously, don't get it, Mr. O'Connor.

This is about the spread of false information (in this case, due to carelessness on your and the federal government's parts). #sloppysloppysloppy

False is false. But, if you want to play arbiter of what is important and not (any error with your name on it, apparently), you may, of course.

I asked you to name whose rule of thumb you referred to. Now, who is it, and what in the world is so special about 30 percent? Nothing I know. #1602D #Myth4

Did you just make it up?

Look it up. I'm tired of doing all the work while you just flap your fingers on your keyboard.

Stop whining and answer my questions. #pathetic

--
Greg Fisher
Truth and Falsity
truthandfalsity.com
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
mobile/text 937-681-3224

Blither

The Detroit News columnist skitters on.

FROM: Greg Fisher
TO: Brian J. O'Connor
DATE: Mon, Oct 3, 2016 at 2:19 PM
SUBJECT: Re: credit score, false information, media error, Detroit News chaos and disarray, ham-hand, Brian J. O'Connor

You wrote: "It also stands in for your general trustworthiness, influencing your ability to rent an apartment, land a job and even what you’ll pay for insurance. Now those mysterious digits are getting dragged into the open, letting you see whether you rate the top score of 850 ('Boy Scout') or the lowest of 300 ('drummer')."

O'Connor, B. J. (2014, July 7, 1:00 AM). What's the (credit) score? Now it's free. The Detroit News. Retrieved from http://www.detroitnews.com/article/20140707/BIZ01/307070026

That is not true. Employers do not use credit scores. I looked into it.

Who is your source? Did you publish a correction?

--
Greg Fisher
Truth and Falsity
truthandfalsity.com
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
mobile/text 937-681-3224

Follow the activity of Item #1610D using that hashtag.