There is enough information -- false and otherwise -- about credit scores. More pages do not equal a better understanding by the public (and, obviously, academics). #dotEDU

Slow news day, 2017

January 30, 2017 | By Greg Fisher

To: Len Rhodes, East Carolina University
From: Greg Fisher, creditscoring.com (greg@truthandfalsity.com)
cc: Cecil Staton, East Carolina University
Date: Thu, Jan 19, 2017 at 9:34 AM
Subject: credit score, employers, academia, East Carolina University #1701m

See this message and your response at http://creditscoring.com/interaction/2017/01/east-carolina.html [this page].

You wrote, falsely, "Banks, finance companies, insurance companies and even employers look at your credit report and your credit score." #1701m

Rhodes, L. (2017, January 15). Financial health: Credit reports and credit scores. Retrieved January 19, 2017, from http://www.reflector.com/Business/2017/01/15/Financial-health-Credit-reports-and-credit-scores.html

Employers do not use credit scores. I looked into it. There are only 500 days until the 10th anniversary of statements by the national credit reporting agencies that they do not provide credit scores for employment purposes.

What are you doing about your error? #falsity

Reply today. See the information in the internet domain creditscoring.com about Credit Score Myth 2. I am sick and tired of your blithe silly nonsense. The urban legend that you spread is horrible and is not going away.

Do not write about credit scores again. #MYTH2

--
Greg Fisher
Truth and Falsity
truthandfalsity.com
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
mobile/text 937-681-3224

MESSAGE ABOVE FORWARDED:

To: Media relations, News Services, East Carolina University
From: Greg Fisher, creditscoring.com
Date: Thu, Jan 19, 2017 at 1:52 PM
Subject: Fwd: credit score, employers, academia, East Carolina University #1701m

The director of News Services is Jeannine Hutson.

Slow news day, 2016

To: Mike Grizzard, associate editor, News Content, Greenville Daily Reflector
From: Greg Fisher, creditscoring.com
Date: Thu, Jan 19, 2017 at 2:29 PM
Subject: Fwd: credit score, employers, academia, East Carolina University #1701m

After the message above, the error just disappeared. Now the sentence is "Banks, finance companies, insurance companies and even employers look at your credit report or your credit score" ("and your credit score" replaced by "or your credit score").

To: Wanda M. Naylor, teaching instructor, Department of Finance, College of Business, East Carolina University
From: Greg Fisher (greg@truthandfalsity.com)
cc: Bobby Burns, editor, Greenville Daily Reflector; Mike Grizzard, associate editor, News Content, Greenville Daily Reflector; Cecil Staton, East Carolina University; Media relations, News Services, East Carolina University
Date: Mon, Jan 23, 2017 at 11:07 AM
Subject: Re: credit score, employers, academia, East Carolina University #1701m

See this message and your response at http://creditscoring.com/interaction/2017/01/east-carolina.html [this page].

You wrote, falsely, "Remember your credit score (credit report) is your No. 1 financial asset and the portal for not only borrowing money but also for jobs and even insurance."

Naylor, W. (2016, January 16). Financial health: Protect personal credit score. Greenville Daily Reflector. Retrieved January 23, 2017, from http://www.reflector.com/Business/2016/01/16/Financial-health.html

That is false information. Employers do not use credit scores. I looked into it. #1601ab

--
Greg Fisher
Truth and Falsity
truthandfalsity.com
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
mobile/text 937-681-3224

Slow news day, 2014

From: Greg Fisher, creditscoring.com
To: Len Rhodes, East Carolina University
cc: Bobby Burns, editor, Greenville Daily Reflector, Mike Grizzard, associate editor, News Content, Greenville Daily Reflector; Cecil Staton, East Carolina University; Media relations, News Services, East Carolina University
Date: Mon, Jan 23, 2017 at 11:16 AM
Subject: Re: credit score, employers, academia, East Carolina University #1701m

See this message and your response at http://creditscoring.com/interaction/2017/01/east-carolina.html [this page].

In 2014, you wrote, falsely, "Banks, finance companies, insurance companies, and even employers look at your credit report and your credit score."

Rhodes, L. (2014, October 5). Know facts about credit reports. Greenville Daily Reflector. Retrieved January 23, 2017, from http://www.reflector.com/Business/2014/10/05/Know-facts-about-credit-reports.html

FOLLOW #1210d

--
Greg Fisher
Truth and Falsity
truthandfalsity.com
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
mobile/text 937-681-3224

Slow news day, 2011

From: Greg Fisher, creditscoring.com
To: Jack E. Karns, professor, Department of Finance, College of Business, East Carolina University
cc: Bobby Burns, editor, Greenville Daily Reflector; Mike Grizzard, associate editor, News Content, Greenville Daily Reflector; Cecil Staton, East Carolina University; Media relations, News Services, East Carolina University
Date: Mon, Jan 23, 2017 at 11:52 AM
Subject: Re: credit score, employers, academia, East Carolina University #1701m

See this message and your response at http://creditscoring.com/interaction/2017/01/east-carolina.html [this page].

You wrote, falsely, "The FICO credit score is derived from a mathematical formula that uses information taken from your credit report, such as the number of cards you have, the balance owed on each card, late payments for any loan, and the total number of consumer loans as a percentage of gross annual income."

Karns, J. E. (2011, November 20). Financial health: Clearing credit score confusion. Financial health: Clearing credit score confusion. Retrieved January 23, 2017, from http://www.reflector.com/Business/2011/11/20/Financial-health-Clearing-credit-score-confusion.html

That is false information because income is not used to create FICO credit scores.

You are wrong. [#1111d]

--
Greg Fisher
Truth and Falsity
truthandfalsity.com
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
mobile/text 937-681-3224

Follow the activity of Item #1701m using that hashtag.