Questioning Nissan
Japanese automobile manufacturer makes questionable statement about US free credit report system #2401Y
| By Greg Fisher
“When leaders set high ethical standards, they inspire trust and respect among their team and stakeholders.” -- bookey.app page of quotations of fugitive former Nissan CEO
A page in the internet domain annualcreditreport.com answers the question, "Why don't my free credit reports include credit scores?"
However, car company Nissan states
GETTING YOUR CREDIT SCORE AND A COPY OF YOUR CREDIT REPORT
You can get a free copy of your credit report with your credit score once each year by contacting the following:Website:www.annualcreditreport.com
Phone: (877) 322-8228You can also obtain your credit information by contacting one of the three major credit bureaus or the Fair Issac Company."
See the typo?*†
annualcreditreport.com is the official website for free credit reports and is run jointly by the main three national consumer reporting agencies.
For for further edification and historical documentation on not being able to get free credit scores there, here are statements by the CRAs (who recently named themselves "Nationwide Credit Reporting Agencies (NCRAs)" (see the press release below)).
Transunion: "You will not receive a credit score with your free annual credit reports.
Experian: "Your free annual credit report does not include your credit score."
Equifax: "These reports do not include credit scores."
Recently, the three got together to announce the premananent extension of WEEKLY free credit reports. See the official press release.
It starts with 'credit score'
Nissan, I have a few questions, but I'd like to clarify something first.
— Greg Fisher (@creditscoring) January 14, 2024
You state, "You can get a free copy of your credit report with your credit score once each year by contacting the following: Website: https://t.co/effFarGh8i."
I don't believe scores are free there. #2401Y
Item 2401Y (Nissan)
— Greg Fisher (@creditscoring) January 14, 2024
Nissan, here is a deep link to the page on your website I'm referring to. The passage is on page 3. https://t.co/1iN5T1U1Ev
Do you see it?
Let's resolve this today. Perhaps you know something I don't -- but I don't think so. #2401Y https://t.co/O1bhCwq4j0
*Isaac mispelled #misinformation
†Link to nissanusa.com above uses nofollow tag
Follow the activity of Item #2401Y using that hashtag.