Information, dated vs. undated
Comparing information about credit reports and scores and confronting its unnamed authors (and the bank president).
| By Greg Fisher
Enjoy this pop-up game with two contestants. And, see the big game.
FROM: Greg Fisher, greg@truthandfalsity.com
TO: Steven Walber, Fox Valley Savings Bank
DATE: Sunday, Apr 19, 2026, 10:18 AM
SUBJECT: free credit reports
Steven R. Walber, chief executive officer & president
Fox Valley Savings Bank
Fond Du Lac
OPEN LETTER – See this message and your response at "Information, dated vs. undated."
You wrote, "At FVSBank, we understand how important it is for our clients to know and understand their credit score."
On what date did you make that statement? In the same breath, you refer to a citizen's guaranteed access to free annual credit reports.
Credit reports have been free weekly since 2020. That was made permanent in 2023.
Reconsider. Your number is n3069. #n3069
--
Greg Fisher
Truth and Falsity
truthandfalsity.com
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
mobile/text 937-681-3224
Whatsapp + 1 937-681-3224
creditscoring.com.vcf
FROM: Greg Fisher, greg@truthandfalsity.com
TO:
CC:
DATE:
SUBJECT:
Ryan Goldberg
DFCU Financial credit union #n96
Detroit
OPEN LETTER – See this message and your response at "Information, dated vs. undated."
You wrote, "You can rotate between the three credit bureaus, so you're checking a different one every few months."
When did you make that statement? It appears to be 2024.
That is a bad idea; checking the three simultaneously is better. Besides, that tactic is obsolete: credit reports have been free weekly since 2020 (that was made permanent in 2023). Did you intentionally leave that out?
I got a million of 'em, Mr. Goldberg. Who wrote that letter about me? #2404R

--
Greg Fisher
Truth and Falsity
truthandfalsity.com
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
mobile/text 937-681-3224
Whatsapp + 1 937-681-3224
creditscoring.com.vcf
Credit Score Myth 29 – DFCU Financial, a credit union (regulated by the state of Michigan, et al), fka Dearborn Federal Credit Union, Ford Dearborn FCU, Ford Engineering FCU
— Greg Fisher (@creditscoring) April 4, 2026
Falsity remains.#falsity #n96 #Myth29 #n526 #FCU #MI #Ford #Dearborn #FordEngineeringEmployeesFCU https://t.co/TdfOTJcAIn
Follow the activity of Item #2602M using that hashtag.


