The Explanations
Others' (some amusing) analyses; FICO credit score interpretation and explantion
- The horse's mouth: Fair Isaac
- The government
- "Your Credit Card Companies" - Fierce competitors get together out of guilt
- "Taking the Mystery Out of Your FICO Credit Score," Fair Isaac press release
Mystery, a buzz word - A special report
- Fed: "For many borrowers, the factors that determine a bank’s interest rate are a mystery."
- Equifax: "Score Power takes the mystery out of credit scoring by enabling you to see what lenders see."
- HSH: "Scoring models like the one developed by Fair, Isaac have always been shrouded in mystery, especially when it comes to specifics."
- Chicago Tribune: "For years the FICO credit score, developed by Fair, Isaac and Company, and the one used by most lenders, has been shrouded with mystery."
- "Because there's now less mystery associated with FICO scores, you stand a better chance of improving your scores."
- USA Today: "Some of the factors that contribute to a lower score might surprise consumers, and TransUnion does a good job of taking out some of the mystery."
- MSNBC: "Credit reports still a mystery, GAO finds"
- Experian:
- "CREDIT SCORES & CREDIT REPORTS", by Evan Hendricks:
- Senator Schumer: "This is a pointless and outdated mystery that only confuses consumers and costs them money."
- No mystery in the UK, either: "The Equifax Credit RatingTM will dispel that mystery, providing consumers with a valuable insight into their credit rating."
- Fannie Mae: "TAKING THE MYSTERY OUT OF YOUR MORTGAGE"
And it is so: There is no mystery. You can stop asking about it now.
Some old links
- AAA AMERICAN CREDIT BUREAU Homepages
- About CREDCO
- Access Update - February 1997 - Page 1
- ADULTS
- American Home Loans - FICO Scores still a mystery
- Arizona Mortgage Library - Mortgage Programs
- BUYERS WITH GOOD CREDIT NEED NO DOWN PAYMENT FUNDS OF THEIR OWN UNDER NEW PROGRAM
- Ask Kristy - Oct 97
- Ahwatukee Mortgage
& Investments, Inc -Michael's
Comments
- beacon.htm
- Before You Buy Real
Estate
- Before You Buy Real
Estate
- Board Addresses
Credit Scoring
- Chelsea Mortgage
Specializing in Jumbo Loans
- CMSI (In the News-2
Credit Scoring Firms Join On Small-Business
System)
- COMMUNITYDEVELOPMENTBANKING-L
ARCHIVE: Copy of: RE: Credit Scoring
- COMMUNITYDEVELOPMENTBANKING-L
ARCHIVE: Re: Credit Scoring
- COMMUNITYDEVELOPMENTBANKING-L
ARCHIVE: RE: Credit Scoring
- COMMUNITYDEVELOPMENTBANKING-L
ARCHIVE: Re: Credit Scoring
- Consumer's Guide to
Homeowner's Insurance
- Coping with Credit
- MSN HomeAdvisor
- CREDCO Automotive
Division Product Options
- CREDIT
- Credit Basics
- Credit Bureau of
Delmarva - Risk Scoring
- Credit Facts &
Fallacies, More FAQ's on How Your Credit
Affects Your Home Loan
- Credit Guide
Scoring Credit Rating Information
- Credit Grading
- Credit How To Guide:
What if you don't qualify
- Credit information
- Credit Repair &
First Time Home Buyers Guide
- Credit Repair -
Fair Isaac credit scoring
- Credit Reports
& Credit Bureaus - "The
following is information on the
mysterious scores from each of the
bureaus."
- Credit Reports and
Mortgage Credit Rating Scores
- Credit risk,
scoring, anticipate and optimize risk (all
information is welcome for my PhD that I'm
doing in France, Paris Dauphine
University)
- Credit risk, credit
scoring, and the performance of home
mortgages.
- Credit Score Speeds
Approval, But Is Not Always the Final
Word
- Credit Scores
- Credit Scores
- Credit Scores, FICO
Scores, how do they work?
- Credit Scoring
- Credit Scoring
- Credit Scoring
- Credit Scoring
- Credit Scoring -
Advantage Credit International
- Credit Scoring Can
help Home Buyers Qualify For Mortgages,
Experts Say Credit Scoring,
Credit Scoring Information, and the
impact of Credit Scoring on your Credit.
- Credit Scoring and
Risk Based Lending -
- Credit Scoring and
Your Loan Approval...
- Credit Scoring FAQ
. . .
- Credit Scoring
Gains Points for Efficiency (Stone Soup
Volume 14 No.3)
- Credit Scoring
Impact
- Credit Scoring In
Consumer Credit Reporting
- Credit Scoring Overview
- Credit Union
Research Publications
- DALLAS Living!
HomeBuyer's Real Estate Guide 1998
- Debt relief. Save
up to 40%
- Documentation
- E-MORTGAGE HOME
EQUITY LOANS
- Executive Mortgage
- Excerpts from Peter McCorkell's Testimony on 07/22/99 at FTC hearing in D.C
- Experian / TRW
Credit Reports Instantly to your Desktop
- Experian/TRW -
National Risk Score Factor Codes
- Experts ...
- Explanation of
Credit Scoring
- Fair Isaac
- Fair Isaac Credit
Scoring
- Fair Lending ...
Hot Topics
- FannieMae - DO/DU
- FAQ - Truth in
Lending & FICO
- faq reference
questions information faq reference
questions information
- Federal Reserve -
Equal Credit Opportunity Act
- FHLMC UNDERWRITING
GUIDELINES
- FI325.001 of Fall '96:
Consumer Loans Section
- FICO
- FICO & Credit
Scoring
- FICO Credit Scoring
- FICO Credit Scoring
- FICO Credit Scoring
- FICO CREDIT SCORING
- FICO Credit Scoring
Discriminates
- FICO FAQ by
Mortgage Credit Reporting Company
- FICO Information
Reports
- FICO Information
Reports
- FICO Information
Reports
- FICO Score
- FICO Score
- FICO Score
- FICO Score
Explanation
- FICO Score-Buying a
House-Best Rate/Price for Situation
- FICO SCORES -
HomeOwners Finance: mortgage broker, loan,
interest, home, house, purchase,
refinance, ARM, rate, principal, real
estate, money, California - Mortgage
DataBank - Broker Associates of
HomeOwners Finance Center
- FICO Scores-The
Scary truth you should know
- FICO Scores the
Scary numbers and Your Credit Report
- FICO Scoring
- FICO Scoring Models
- FICO Scoring "Reasons"
Guide
- FICO & Credit
Scoring
- ficostory2
- Five ways to improve your credit score - Feb. 15, 2002 (CNN/Money)(FICO vs. fake-o) - "Consumers may now get their FICO score or a comparable version of it from each of the bureaus... with TransUnion your score is automatically included in your report, whether you get it free or not."
- FL Alert No. 96-8-23
- Freddie Mac
Clarifies Underwriting Criteria
- Frequently Asked
Questions
- FREQUENTLY ASK
QUESTIONS - HomeOwners Finance - Search
The Site - Mortgage broker, loan,
interest, home, house, purchase,
refinance, ARM, rate, principal, real
estate, money, California
- Frostbyte, Finding
out your FICO is easy.
- Glossary of
important mortgage terms.
- GUPPY -- CREDIT
- HOUSTON HOMES/Credit
Scoring/Ginger Dambeck 713-460-2191
- How credit scores
work & special financing programs -
bad credit mortgage loans
- How to kill a
credit score
- I have a Fair,
Isaac credit score of 600. Is that reason
for rejection?
- If you have a
Fair, Isaac score of 680 or higher, you
will probably be considered a premium-quality
borrower... You might even
qualify for a preferential interest rate. [Microsoft]
- Important Bulletin
from Freddie Mac
- Innovative Mortgage,
Inc. - Credit Scoring
- Innovative Mortgage,
Inc. - Credit Scoring
- Is Credit Scoring a
Winner for Everyone? (Stone Soup Volume
14 No.3)
- Is credit scoring fair to minorities? (column on Mortgage Bankers Association site)
- by the Professor of Finance Emeritus at Wharton
- LAWDOG Equal Credit
Opportunity: Definitions & Exceptions-Credit
Scoring System
- Law Guide -
Consumer Law: Credit Law - Scoring for
Credit
- Legal Brief - 11/95
- Lighthouse Home
Loans. : home loans purchases refinances
non owner fixed adjustables
- Loan Information
- May 1998 - Five
ways credit scoring can change your
lending operations
- Midco Mortgage
Services, Inc.
- Mortgage A B C 's
bcmortgage.com
- Mortgage Credit
Scoring
- Mortgage News
- Mortgage Newsletter
- Mortgage Newsletter
- Mortgage Training
Services Catalog
- Mortgage Qs &
As
- Mortgage
Underwriting Through Credit Scoring
- NAMC Online -- FAQ:
What is a FICO score?
- NBC Group, Inc. -
FICO Scores.
- NCR-189
- newsthree.html
- No Credit Score
- No Equity Required
- North American
Credit Counseling | Credit Scoring Facts
- Paterson Financial
- Credit Scores
- Q&A
- RateWatch #79 -
Credit Reports, Scores, Repair &
Scams
- Re: Credit Scoring
Literature
- Re: Credit Scoring
Literature
- Re: Credit Scoring
Literature
- Re: Thanks for your
input Herb, and I agree Adaam and credit
rescue have been great mentors to we that
have succeded in credit reestablishment.
- Re: Turned down -
FICO score questions / Be happy to help
you, but please furnish more information
- Sample Report 3
- Scoring for Credit
- Scoring FAQs
- Scoring Facts
- Scoring for Credit
- Credit Scoring Systems,
Creditworthiness, Credit Risks, Scores
- SIA Home Page (in Spanish and
Portugese)
- Signature Series -
Underwriting
- Take the Consumer
Credit Quiz!
- Techniques to
Evaluate Credit Scoring
- Ten Ways to Ruin
Your Dream of Home Ownership
- The Education
Resources Institute
- The Mortgage House
- "On The House"
- The Significance of
Credit in Obtaining a Mortgage
- The Truth about
Credit Scoring!!!
- Two Bureau Merged
Credit Report Credit Check Analysis and
Scoring
- Understanding
Credit Bureau Scores
- Underwriting
Guidelines for the Average Mortgage
- Updating yor Credit
Score
- USA Credit -
The Credit Score
- West Coast Data
Services - Your Nationwide One Stop Shop
- What Are FICO
Scores
- What are FICO
scores?
- What do you use?
- What Is A Credit
Score?
- What is a Credit Score?
- What is a FICO
Score?
- What is a FICO
score?
- What is a good FICO
/BEACON score?
- What is Credit
Guide Scoring? Credit Rating/Scoring
Informaiton
- What is Credit
Guide Scoring? Credit Rating/Scoring
Information
- What is Credit
Guide Scoring? Credit Rating/Scoring
Informaiton
- What's The Score?
- What's Your Credit
Grade? Find Out Here
- What's your credit score? Three steps to better credit [2 out of three, at least] (CNN/Money)
- What's Your Credit Score?
- When determining
the investment quality of a loan, lenders...
- Your Credit Report--What
You Don't Know CAN HURT YOU!
- CNN/Money: (video) Your credit score - January 14, 2002 - "CNNfn's Valerie Morris has details on how that number is determined and how you can improve it." Valerie says, "Equifax, by the way, will send you your credit score for free if you've been denied credit within the last 60 days."
- Your Credit Score
Isn't A Numbers Game
|