PART ONE
The Credit
Scoring Site

A bleak account
PART TWO
creditaccuracy.com
Dirty Data
Google
Web     creditscoring.com     creditaccuracy.com

PART TWO
creditaccuracy.com
Dirty Data

creditscoring.com
in the media

Clark Howard
USA Today
Newsweek
Chicago Tribune
The Christian Science Monitor
HowStuffWorks
Federal Reserve
Credit Repair
The Detroit News
The Columbus Dispatch
The Augusta Chronicle
Bankrate.com
Bankrate.com
Realty Times
Nolo
About.com
MoneyCentral Radio
Realty Times
Money Maze Radio
The National Credit Bureaus
The three companies that gather and maintain data, and create a "broad-based risk score" based on their report about an individual. Each defined by law as a "consumer reporting agency" and a "consumer reporting agency that compiles and maintains files on consumers on a nationwide basis."

Equifax

Equifax has not responded to the public comment by this site's author to the Federal Reserve Board. See Part Two, Dirty Data, creditaccuracy.com.

Letters to management and the board

Equifax background and history, by Funding Universe; legend says that the word "Equifax" was coined to mean "equitable factual information"

Equifax ran into some serious credibility problems when it blatantly broke the law, thumbing its nose at the Fair Credit Reporting Act requirement for full disclosure of consumers' files to those consumers. Illegally held secret "internal information" about consumers, and failed to disclose it to those consumers as required. A grand history of snooping silliness dating to the 19th century.



Experian

"Max" explains the whole, nasty confusion about the credit score thing, chiding, "don't focus on the numbers."

Get a second opinion.

"Corporate fact sheet"

Letter to management, Lord Wolfson



TransUnion

If you can understand this, please write. Fair Isaac's excuse fuels the fire: Full disclosure is required.

Blue Ribbon Letters



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